There are many reasons to apply for a mortgage. You may be moving house or purchasing your very first home. Perhaps you’re considering remortgaging your existing property or would like to invest in another. Whatever your reasons, our experienced team of industry professionals are here to help with your specific needs.
Why Choose Us?
Empire Brokers is a whole of market broker operating from our base in London, to provide the best possible service in the mortgages and protection sectors. Our clients’ portfolios diversity vary and no matter how demanding clients can be in nature as we look to assist with all of your requirements, from the smaller loans and mortgage enquiries for individuals to the high end be including offshore mortgages.
As an independent firm with many years of experience in the sector and access to a host of viable lenders with exclusive products, we are perfectly poised to provide you with the help you need when it comes to loans and mortgages. Our standout team can provide you with in-depth insight and advice from an ever-changing industry and, because we are independently run, we can give you the personal service we feel is integral to healthy customer relations.
Residential Mortgages
Regardless of your experience with the residential mortgage market, there is no substitute for professional advice. Due to the long-term relationships we share with several leading providers, we can offer exclusive rates and unique deals unavailable on the high street to ensure you get the best deal possible on your mortgage.
Buy to Let Mortgages
If you are looking to invest in a property that will then be rented out to a third party, a Buy to Let mortgage is the way forward. Whether it is for private rentals, students, company let or a house of multiple occupations (HMO), we can provide ultra-competitive deals to help you maximize your profitability. Only the right product will help you accomplish your investment aspirations.
First Time Buyer
Buying a house for the first time is a massive step in anybody’s life. It can be a worrying task and some people aren’t sure where to start. That’s exactly where we come in. Our astute team is well versed in assisting first time buyers along every step of this new and exciting journey. Nothing is taken for granted as we understand that everything can be new to our clients and so we patiently walk you through the process, making sure that you fully understand what is happening and where your money is going before you commit to it. From start to finish, we take the trouble out of finding your mortgage and make sure we’re there for you every step of the way.
Remortgage
Our team will be happy to give you a breakdown of our remortgage packages to help give you a better understanding of how much you can stand to save by switching. There is a multitude of reasons that people consider remortgaging from home improvements, holiday and debt consolidation or the desire to invest in a new property or even maintain your current mortgage with the aim of obtaining a more competitive interest rate. Whatever your reason, our expert team are here to help you make the best decision.
Offshore Mortgages
Offshore mortgages can be extremely beneficial to clients in the right circumstances but can also be rather daunting. For this reason, an experienced mortgage broker for this task to be rewarding. When done right the financial windfall can be reasonably beneficial – but it is certainly not an area you want to leave to chance. Expert guidance is not just insightful, it is a necessity.
If your main income is received abroad an expat and/or you do not reside in the UK, an offshore mortgage may be the solution to investing in a property now. Our advisers can help you secure a suitable mortgage in a UK property. We do not cut corners, but simply assess your situation to ensure you take advantage of the most suitable offer, saving you time, effort and cost.